Direct Line Travel Insurance Review


Direct Line Insurance Company offers car, home, pet, and travel policies from its 3-Star Defaqto rating firm. They offer single-trip and annual multi-trip policies. Get the Best information about Direct Line Claims Line.

All direct-line travel insurance policies come equipped with standard medical and personal liability cover; however, you can expand it further with winter sports and baggage cover options.

Single trip

Direct Line offers three types of single-trip travel insurance policies to meet different travel needs: Discoverer Trip Cover for gap years and round-the-world journeys up to 18 months; Safe Travels Single Trip cover for traditional holidays and backpacking travel; and Winter Sports Add-on cover specifically designed to ensure skiing and snowboarding trips. Each policy provides cover for trip cancellation/interruption/medical expenses/emergency evacuation as well as luggage/personal belongings coverage up to PS1,500 per policy.

Trustpilot gives this company a rating of 3.8/5 stars, with some reviewers noting high premiums and difficulty reaching customer services, while others report efficient service, reasonable rates, and good value.

Direct Line offers both standard and multi-trip policies to meet the needs of frequent travelers, with coverage for up to 42 days per trip and including end supplier failure protection – protecting you against additional costs that aren’t covered in your policy documents – in addition to children traveling with parents insured under one policy covered as standard.

Other additional extras available to travelers include snowsports cover and car rental damage waiver, both of which provide compensation in case of piste closure or equipment loss or theft during a ski holiday and can be added as add-ons during the quote process for an additional cost.

Annual multi-trip

Direct Line multi-trip travel insurance offers excellent value to frequent travelers. An annual policy covers an individual for an uninterrupted 365-day period and allows them to take as many trips as they’d like – an attractive alternative to single-trip policies, which limit you to 90 days per trip when over 60. Plus, annual multi-trip policies come equipped with additional benefits like end supplier failure coverage and personal belongings coverage!

Direct Line offers an impressive range of travel extras, such as cover for delayed or missed flights and accommodation should cancellation occur. In addition, Direct Line has several medical coverages ranging from PS10m to full emergency cover that are sure to meet any traveler’s needs – making Direct Line the perfect partner when traveling with children as these policies cover them free of charge!

Direct Line will cover up to PS1,000 of additional travel and accommodation expenses caused by natural disasters like fire, earthquake, or tidal wave disruptions, as well as PS5,000 for acts of war or terrorism that destroy accommodation – covering additional travel and alternative accommodations as needed.

Direct Line has long been known for providing excellent customer service; however, some customers have reported concerns with high premiums and delays in processing claims. Therefore, it’s wise to look at other travel insurers’ reviews prior to making your selection. Alongside Direct Line, there are numerous companies, such as Saga, that also offer competitive travel policies.

Over 50s

Direct Line Travel Insurance for over 50s covers an array of holiday-related expenses. In addition to cancellation and curtailment coverage, this policy offers personal belongings protection as well as medical emergency cash benefits – an attractive offer for travelers looking to reduce holiday costs while saving money along the way. Coverage options are also flexible enough to meet individual trip and annual multi-trip requirements.

Customers of Direct Line over 50s travel insurance can purchase it through various methods, including online and over the phone. Their website features an easy-to-use interface that enables customers to obtain quotes in minutes. Furthermore, there is a team available 24/7 who are there to answer questions or assist with any problems.

This policy offers several benefits, such as lost passport coverage and essential medical treatment abroad. Additionally, this plan protects policyholders in case of natural disasters like fire, earthquakes, volcanic eruptions, tsunamis, floods, or avalanches; besides, if someone loses their passport while abroad, the company will cover up to PS500 of travel and accommodation expenses to enable them to continue with their holiday or return home quickly and comfortably.

Additions to a policy such as cruise cover, golfing cover, and gadget cover should also be taken into consideration if taking expensive equipment, as standard policies often exclude such items.

Business travel

Direct Line offers both single-trip and annual policies designed to cover business travel as well as leisure vacations, making them the ideal solution for frequent international business trips or freelancers needing multiple yearly vacations.

All three Direct Line travel insurance policies provide similar basic features, including up to PS10 million in medical and emergency expenses abroad, personal liability coverage if someone else is injured, property damage coverage as well as 24/7 emergency assistance services.

Direct Line’s other significant advantage lies in its coverage of natural disasters such as fires, explosions, earthquakes, tidal waves, avalanches, and hurricanes. Direct Line will cover up to PS1000 of extra travel and accommodation expenses should your journey be interrupted due to one of these natural events.

UKI’s announcement to relax COVID-19 cancellation restrictions is welcome news for travelers affected by the pandemic who have had to alter their travel plans due to it. With this change, people who were forced to postpone or cancel travel can claim against their Direct Line or Churchill policy if the FCDO changes its advice against all travel after purchasing (provided this advice hadn’t existed at the point of sale of their policy).

Although many companies are raising prices, it remains possible to find affordable Direct Line travel insurance online. Furthermore, AXA plans to provide more extensive protection with End Supplier Failure and Baggage Cover included by default.

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