Whether you are in the market for a new dental plan or want to compare plans from multiple providers, you must do your homework before signing up for an insurance policy. Fortunately, many resources are available to help you make an educated decision.
Aetna Dental Access
Whether you are shopping for your first insurance plan or looking for a better one, Aetna has many options available. They have one of the most significant dental networks in the country and are known for their affordable and easy-to-understand plans.
The Aetna Dental Access program is an affordable discount program that provides discounts for general dentistry services. The plan is designed to provide a fixed percentage of treatment, with no waiting period and no deductible. It can be used at any of the more than 76,000 participating dentists in the Aetna Dental Access network.
The Aetna Dental Direct website allows you to compare plans, choose one, and make an initial payment. You do not need to enter personal or contact information to purchase online.
Ameritas
Ameritas has various coverage options, whether you’re looking for dental insurance or a vision plan. These plans are designed to provide affordable and dependable coverage.
Ameritas offers a large selection of dental plans, including both voluntary and group projects. Each one is customized to meet your needs. Many of them offer discounts on prescriptions and preventive care. Some plans offer savings on eyewear.
Ameritas also offers several finance and retirement assistance options. The company has a very high rating from the Better Business Bureau and AM Best. They also offer a free mobile app. This app quickly checks your plan’s coverage and makes payments. You can even input your zip code and answer questions about what you’d like your coverage to include.
United Concordia
Whether you are looking for a dental plan that provides affordable coverage or a value-added program, you should consider United Concordia access. This company offers a wide variety of methods to meet your individual needs.
Depending on the plan, the coverage you receive can vary greatly. For example, while some programs provide 100% preventative care coverage, others have only a few hundred dollars per year for primary services. In addition, some programs have a waiting period before dental care is covered.
Depending on your chosen plan, you may also be required to pay a copay. A copay is a set dollar amount that you pay to your dentist. The copay is an essential feature of your plan because it determines how much you will have to pay for dental care.
Spirit Dental
Whether you’re shopping for a family or an individual plan, Spirit Dental offers a variety of options to suit your needs. Many of their projects cover more dental services than competing companies.
The company also offers several unique benefits. These include a money-back guarantee, no waiting period for major dental procedures, and the ability to choose your dentist. In addition to these special features, you can take advantage of discounts on dental care from Spirit’s network of providers.
To sign up for a Spirit Dental plan, you’ll need to choose a coverage option, pay an enrollment fee, and provide your zip code and payment method. Once you’ve completed the enrollment process, your ID card should arrive within a few days.
UnitedHealthOne
Investopedia, one of the leading online insurance magazines, has listed UnitedHealthOne as one of the best dental insurance providers with no waiting period. With an extensive network of more than 100,000 dentists, the company helps patients locate the necessary care. The company also has a wide selection of dental plans.
The Dental Essential Preferred plan covers 90% of preventive care during the first year of enrollment. After that, 50% of essential services are covered. During the second year, the coverage increases to 65%; after the third year, the range increases to 80%.
The Dental Premier Choice has a $50 deductible per person for the initial year and then $1,500 in the next. The deductible is waived for preventive care, and the plan provides 100% coverage.
