When looking for an affordable car insurance policy, you might wonder which company to choose. If you’re looking for a quote online, you’ll find that many options exist, so you’ll need to do a little research. To help you make the right decision, we’ve compiled a list of quotes from Quote Me Happy, including their cost, features, and customer service. Read on to learn more about Quote Me Happy’s car insurance.
Cost
There are several benefits of Quote Me Happy car insurance. They offer breakdown assistance and provide a hire car for the day while you wait for your car to be repaired. They also offer overnight accommodation if you need to stay somewhere for a few days. Plus, they provide breakdown assistance in Europe. If you’re traveling abroad, you can take advantage of their breakdown assistance for trips of up to 90 days. But you’ll need to be aware of the limitations.
The only downside to Quote Me Happy car insurance is that they don’t offer phone support, so if you have any questions, you’ll need to email them. But if you’re a budget-conscious driver, this could be your best option. Just remember that you’ll be paying a little extra for your insurance, but you’ll have peace of mind knowing that you’re covered if something happens to you.
Another advantage of Quote Me, Happy car insurance is its comprehensive coverage. It covers your car and covers any damage. You can also choose between temporary and multi-car cover, which is beneficial if you have multiple vehicles. You’ll need to consider a few deductibles when comparing the different quotes. Besides, ensuring you’re getting the right coverage for your needs is important. Once you’ve done that, the process will be much easier.
Another great thing about Quote Me, Happy car insurance is that they’re very convenient. They offer a website that allows you to make the application online and choose a plan. This allows you to manage your policy from anywhere, and their customer service is excellent. You can also save PS264 when you get a QuotemeHappy quote. They also have an excellent reputation on Trustpilot, which can help you avoid the many problems with other car insurance companies.
Features
Quote Me Happy is a good option if you need a temporary insurance policy. It offers different types of cover, including multi-car and temporary car insurance. The company can offer a courtesy car for a limited period. Moreover, the company will replace your vehicle with the same make and model if your vehicle is stolen. Similarly, it covers damage to your car or personal belongings up to PS500 or PS1000.
A comprehensive Quote Me Happy car insurance policy has several good features. For example, it covers windscreen repair and rescue in case of accidents. The policy also covers motor legal as a standard feature. Moreover, it also covers a courtesy car while your car is being repaired. There are some drawbacks, however. For example, you cannot claim any discount or use your keys on your own. Quote Me Happy also offers breakdown cover, although it is an extra. The company is affiliated with the RAC.
The company is an online insurance company. This means they do not have to have an expensive call center to provide customer support. Instead, you can reach out to their customer support team via email or social media and wait for them to respond. Quote Me Happy offers home and multi-car insurance policies, too. The company also offers a comparison service, so you can get quotes from different insurance providers and find the best deal for your car.
Another feature of Quote Me Happy is that it offers a No Claims Discount of nine years or more. However, this discount is only valid for a limited period. As such, Quote Me Happy isn’t suitable for everyone. Moreover, it accepts only cars under the age of seventeen years that have not been modified significantly and are registered to the owner’s address. Furthermore, customers must have no prior claims, and no minor convictions within the last five years.
No-claims bonus
The company has a 4-star default rating. Their customer service is limited to email, and they do not have a call center. Instead, they prefer to contact you via social media or email and wait for a response. You can also purchase a policy through a comparison website like Moneysupermarket. However, this may not be the best option for you. You should always compare quotes with your existing car insurance policy.
No-claims bonus with Quote Me Happy is different from that of other companies. The insurance provider will apply its own rules to the amount of no-claims bonus that you can earn. You may not be able to use your no-claims bonus if you are named on another policy or have had your insurance policy for only a few years. If you have no claims history with another company, you must prove it to your new insurer. You can also use the online database to verify your no-claims bonus.
It is possible to transfer your no-claims discount to your new vehicle, but you will have to pay a higher premium on your first vehicle. You can only transfer the no-claims bonus to one vehicle at a time, and the no-claims bonus will always be an entire number. If you cancel your policy 11 months into it, you won’t get the full no-claims discount for that year.
Some companies offer a generous no-claims bonus. But you should remember that you can lose your no-claims bonus by making a claim. In addition, this will cost you more money in the long run than if you’d chosen a different insurer. The bottom line is that the bonus you are awarded can be worth hundreds of pounds. But make sure to read the terms and conditions of the policy before signing up.
It’s possible to build a no-claims discount through careful driving, but you must ensure you don’t use it excessively. A few years without filing any claims will increase your no-claims bonus by a whole year. But if you’re moving abroad, you may lose your no-claims bonus altogether. However, if you maintain a safe driving record, you’ll always have the option of transferring it to a new insurer.
