1cover is a travel insurance provider that offers a variety of international and domestic policies. They have tiered levels of coverage, including Comprehensive, Essentials, and Medical Only.
They also offer an annual multi-trip policy for travelers taking multiple trips overseas. They are underwritten by Lloyds of London and have a 24/7 emergency assistance line.
Coverage for pre-existing medical conditions
If you’re considering purchasing a policy, consult your insurer before making your final decision. They will likely ask you for your medical history and take into account your age, gender, and lifestyle. Some pre-existing medical conditions are automatically covered, but others must be disclosed to be considered. Some examples include cancer, diabetes, and heart disease. A good rule of thumb is to choose a provider with a strong track record and a fair price. You’ll also want to get coverage suited to your needs and budget. Some insurers even offer free consultations to help you make an informed choice.
Coverage for winter sports
Winter sports are a huge part of the winter season, and it’s essential to be protected against any injuries you may sustain while on holiday. This coverage is available through most travel insurance providers and can either be included as a stand-alone or added to an existing travel policy.
Most of these policies cover activities such as snowmobiling, ice fishing, and tobogganing. However, it’s a good idea to check the PDS before buying to ensure that these activities are covered.
In addition, some policies offer cover for a range of winter sports, including alpine or cross-country skiing, ski jumping, luge, skeleton, bobsleigh, ski orienteering, and glacier walking. You’ll need to check that your policy covers these sports before traveling, as they can be incredibly dangerous. Some guidelines will require that you add this pack to your policy at least 24 hours before partaking in these activities.
Coverage for terrorism
Terrorism is an essential consideration for all travelers, especially those planning to travel overseas. Terrorist events may affect the safety of your journey or property and the costs involved with arranging alternative transport and medical treatment.
However, it’s not just terrorism that you should be concerned about – civil unrest and rioting can also cause problems for your trip. Generally, most insurers exclude cover for cancellation fees and lost deposits, as well as for disruption of your journey or alternative transport expenses in the event of a terrorist attack.
Some travel insurance brands, such as 1cover Review, offer limited cover for terrorism in certain circumstances. For example, you can get outside to cancel your trip where the Australian Government hasn’t issued a Level 4 “Do not travel” warning to a destination, but this is subject to policy terms and conditions. Check the Product Disclosure Statement for your specific brand to find out more!
Coverage for cancellation
1cover Review offers several insurance plans designed to cater to the needs of a wide range of travelers. Depending on the type of policy you choose, you may be covered for everything from lost luggage to medical expenses. The company also has an app to help you file your claim and an extensive FAQ section. They are rated highly in the Mozo community, and their service is well regarded. The best part about them is their attention to detail and ability to provide a great customer experience. Sadly, they don’t have a phone number to speak of, so the best way to contact them is through their app or their email contact form. The best part is they do not take long to get back to you and have a wide range of policies to suit your travel needs.