Brighthouse Financial Reviews


Brighthouse Financial offers several different types of annuities. Some policies provide accelerated death benefits, while others don’t offer this type of service. In addition, Brighthouse Financial lacks basic customer service options like 24/7 claim reporting and online service. As a result, many customers report frustration with the company’s customer service.

Shield Level Selector Annuity

The Shield Level Selector Annuity was designed around a recent market history in which the S&P 500 has returned between 9% and 10%. This means that the cap rate, which represents the maximum amount an investor can invest in the annuity, is 11%, or nearly all of the market’s upside. However, the S&P 500 has returned between -10% and +11% in only 30 years.

The Brighthouse Financial Shield annuity is a fee-based indexed annuity, allowing investors to participate in market movements while keeping a certain percentage safe. The Brighthouse Shield is an excellent option for investors who want to avoid the volatility and high costs of the equities market. Brighthouse has won a spot on Barron’s Best List for three years in a row for its Shield Annuity.

Minimum guaranteed rates

Brighthouse Financial Reviews has a low level of risk and a conservative business profile. The company’s focus is on universal life insurance and variable annuities. However, the company is not without risks. This means that its overall capitalization may not be as high as it should be, and its financial leverage ratio could be as high as 28 percent.

The company is listed on the Nasdaq stock exchange under the symbol BHF. It is one of the largest life insurance companies in the country and offers life insurance and annuities. Its product line includes Brighthouse SmartCare.

Customer service

Consumer Affairs, a site that lets verified users rate companies, has listed Brighthouse at 2.2 out of 5. This indicates that Brighthouse Financial isn’t the most helpful customer insurance company. However, it’s not the worst carrier, either. There are some areas where the company can improve, such as improving its website.

Brighthouse Financial is a financial services company that sells annuities and life insurance directly to individuals. MetLife, a life insurance company, owns it. While it’s not a perfect financial company, the company does offer a range of products for all income levels. Its products include accelerated death benefits and affordable rates. In addition to its customer service, Brighthouse Financial also offers competitive rates and an easy application process.

Brighthouse Financial is rated A+ by Standard & Poors. This agency measures companies’ financial stability and customer satisfaction. A higher rating means a company is more likely to pay its debts. Consumers can also view Brighthouse’s complaint index to learn whether the company treats its customers well.


Brighthouse Financial is an insurance and annuity company with a long history that dates back to 1863. They are listed on the NASDAQ stock exchange and have more than 2 million customers. The company has over 1,400 employees and a market capitalization of $3.81 billion as of September 20, 2021. They ranked number 353 on the Fortune 500 list for 2021. The company made a net loss in 2020 but had positive growth in 2019.

Brighthouse Financial provides life insurance products and annuities designed to help people save for retirement. These products provide a guaranteed income for a specific number of years or for as long as you choose. These policies are sold through financial advisors only. The cost of life insurance policies varies, depending on the policyholder’s age and the amount of coverage they desire. Longer-term policies tend to cost more than shorter-term policies.

Employee data

Brighthouse Financial is one of the largest providers of annuities in the country. Its history dates back to the Travelers Insurance Company in Hartford, Connecticut. Brighthouse Financial focuses on providing solutions that help its customers protect their assets. To work at Brighthouse Financial, you must have strong analytical and problem-solving skills. The company also requires high accuracy and attention to detail.

The average salary at Brighthouse Financial is around $260,384, with salaries ranging from $228,308 to $301,689. The range varies by job title and department. Additionally, salaries are affected by the individual’s education, experience, and skill set.