Oriental Insurance Company Limited is one of the four general insurance companies owned by the Government of India. Its head office is in New Delhi, with 29 regional offices and over 1800 operating offices across the country.
It offers various types of insurance policies that suit the needs of customers. It also provides excellent customer service and runs its business through a well-developed and efficient claim management system.
Comprehensive cover
If your car is washed away by floods, you can claim the value of your vehicle on comprehensive cover. This type of coverage pays for the repair costs or the actual cash value of your car, whichever is lower.
Oriental Insurance offers a wide variety of insurance products, including car insurance. They have an extensive network of branches across India.
They also have overseas operations in Nepal, Kuwait, and Dubai. With around 13,000+ employees, they are a strong company that provides excellent customer service.
To buy a car insurance policy, you can visit the official website or contact an agent of Oriental. You can also renew your policy online. Fill out a form and make a payment using your debit or credit card. Once the payment is processed, you will receive a copy of your policy in your mail ID. You can also request a hard copy of the policy.
Third-party cover
Oriental Car Insurance Review offers third-party cover that takes care of the legal liability arising from the damage caused to the third party. It also covers the legal liability for bodily injuries, temporary or permanent disability, and death of the third party.
A comprehensive car insurance policy includes third-party cover as well as own-damage coverage. This type of insurance is required by law in India and can be a lifesaver if you are involved in an accident.
The premium of an Oriental Car Insurance policy is calculated based on various factors like vehicle type, usage, model, cc, etc. Customers can choose the best policy that matches their budget.
No-depreciation cover
In case of partial damages to your car, a claim settlement without depreciation will save you from paying extra out-of-pocket expenses. This add-on cover is available with the base policy or at renewal.
The no-depreciation cover is an optional coverage you can purchase on your Oriental Car Insurance Review. It is available at an additional premium and helps you get the total value of your car parts without any deduction in the claim settlement.
The company offers several other benefits to its customers, such as alternative car benefits, free emergency services through TVS, and many more. It also offers a no-claim bonus discount for every claim-free year.
Free roadside assistance
Roadside assistance is a service that helps you get your car back on the road in an emergency. It can include battery jumpstarts, fuel delivery, or flat tire changes.
Complimentary roadside assistance is a perk offered by some manufacturers and auto insurance companies. However, it may only be available for a limited time or if you own the vehicle.
To get the best deal on a roadside assistance plan, shop around for coverage tailored to your specific needs and vehicle type. It could be an endorsement added to your auto insurance policy, a stand-alone service, or something bundled with your cell phone plan.
The best way to find out the right one for you is to speak with your insurer. They may be able to recommend the most effective, cost-efficient, and best-suited plan for you. The best option will also be the most convenient for you, whether by mobile app, online, or in person.
